E-Consent
CONSENT FOR ELECTRONIC SIGNATURES, RECORDS, AND DISCLOSURES ("E-Consent")
Please read this information carefully and print a copy and/or retain this information for future reference.
Introduction. You are submitting a request to be connected with one of our third party lenders or
lending partners. In order to offer you a loan, the third party lenders or lending partners need your consent to use
and accept electronic signatures, records, and disclosures ("E-Consent"). This form notifies you of your rights when
receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you
acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic
signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").
Option for Paper or Non-Electronic Records. You may request any Disclosures in paper copy by
contacting the third party lender or lending partner directly. The lenders or lending partners will provide paper
copies at no charge. The lenders or lending partners will retain all Disclosures as applicable law requires.
Scope of Consent. This E-Consent applies to all interactions online concerning you and the
third party lender or lending partner and includes those interactions engaged in on any mobile device, including
phones, smart-phones, and tablets. By exercising this E-Consent, the third party lender or lending partner may
process your information and interact during all online interactions with you electronically. The lender or lending
partner may also send you notices electronically related to its interactions and transactions. Disclosures may be
provided online at our or third party lenders’ or lending partner’ websites, and may be provided by e-mail.
Consenting to Do Business Electronically. Before you decide to do business electronically with
the third party lenders or lending partners, you should consider whether you have the required hardware and software
capabilities described below.
Hardware and Software Requirements. To access and retain the Disclosures electronically,
you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device
capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program
that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla
Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X ® or Foxit®. You
will need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of the
Disclosures for future reference. You may send any questions regarding the hardware and software requirements
directly to the third party lenders or lending partners.
Withdrawing Consent. Your E-Consent for our service and for our third party lenders’ or lending
partner’ consideration of your request cannot be withdrawn because it is a one-time transaction. If you are
connected with one or more third party lenders or lending partners, you are free to withdraw your E-Consent with
those third party lenders or lending partners at any time and at no charge. However, if you withdraw this E-Consent
before receiving credit, you may be prevented from obtaining credit from the lender or lending partner. Contact the
third party lender or lending partner directly if you wish to withdraw this E-consent. If you decide to withdraw
this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be
affected.
Change to Your Contact Information. You should keep third party lenders or lending partners
informed of any change in your electronic address or mailing address. You may update such information by logging
into the third party lender’s or lending partner’s website or by sending the lender or lending partner a written
update by mail.
YOUR ABILITY TO ACCESS DISCLOSURES. BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS. YOU
ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.
CONSENT. BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS
INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO
USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO
DOING BUSINESS WITH THE LENDER OR LENDING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY
OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM
PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO
ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OR
LENDING PARTNERS OVER THE INTERNET.